We can all agree that the 21st century has seen a significant transformation in the world. We simply no longer have access to the chances that defined earlier generations and guided their course through life (also known as "The American Dream").

Today, more than 70% of Americans hate their employment (part of the reason they switch occupations every 20 months on average), 54% of college graduates regret their decision to invest in a degree, and more than two-thirds of Americans will never be able to quit working and retire. The system is unreliable. the exciting news?  If you choose the alternative, you can build a way of life that was unthinkable a generation ago.